New SMSF
Establish a new SMSF online
Laterpath provides fixed-fee administration for trustees who want to open a self-managed super fund and keep investment decisions in their own hands. Setup is designed to be structured and document-led — not a sales conversation about products.
What free establishment typically includes
When establishment is offered free under published conditions, core setup work generally covers the documentation and registration steps required to bring a new SMSF into existence.
- SMSF trust deed and establishment documentation
- Documentation to appoint trustees and trustee declarations
- Election for the fund to become a regulated SMSF
- ATO applications for TFN and ABN for the fund
- Sample investment strategy for trustees to adopt or amend
- Resolutions and minutes acknowledging establishment
- Optional pathways to establish preferred bank and broker accounts
Additional fees may apply including ATO Supervisory Levy, Company Trustee Setup Fee (where applicable), and Investment Fees. First financial year annual fee is FREE only if you proceed with setup and activation of your SMSF account.
Setup process
- 1
Apply online
Complete the Laterpath application with contact details, preferred fund name, trustee structure, and member information.
- 2
Review and sign
Establishment documents are prepared for review. Trustees sign required pages and provide identification so registration can proceed.
- 3
Registration and accounts
ATO registration steps are lodged. Preferred transaction bank and share trading pathways can be arranged where selected.
- 4
Fund the SMSF and invest
After establishment, trustees can arrange rollovers and contributions, then invest within published platform rules.
Who this path suits
Often a fit if
- • You want investment control inside super
- • You are comfortable with trustee responsibility
- • You want fixed-fee professional administration
Consider carefully if
- • You want someone else to choose investments
- • You need personal financial product advice
- • Balance/complexity may not justify SMSF costs
Suitability is personal. Speak with a licensed adviser for advice about your circumstances. Read the full process.
FAQ
Is there a minimum balance to start?
The platform does not impose a marketing minimum to begin setup. Whether an SMSF is cost-effective for your circumstances is a personal question — consider fees, complexity, and seek licensed advice if unsure.
Individual or company trustee?
Both structures can be used for SMSFs. A company trustee involves additional formation and ongoing ASIC costs. Select the structure that matches your situation; Laterpath does not provide legal or tax advice on the choice.
How long does setup take?
Online application is typically quick. Overall establishment often spans weeks depending on document return speed and ATO processing. Some ATO steps can take longer if further review is required.